Don't Be Afraid To Fly

Ralph Marston - Dream big dreams.

Ralph Marston - Whatever may come, What can you do when the situation gets worse? You can improve.

Life throws many challenges at you. And you always can respond in a positive, effective way.

It is wise to plan for the future and to prepare for the future. Yet there is no need to worry about the future.

Because whatever the future may bring, you will find an answer for it.

Whatever events may transpire, you can craft a powerful and successful response that will move your life forward.

It may indeed be very difficult. And in transcending that difficulty, you have the opportunity to find great fulfillment.

Dream big dreams that resonate perfectly with who you are, and know that you will reach them. For whatever may come, you can make it work for you.

Risk Failure

Bill FitzPatrick - Founder of the "American Success Institute".

Action Principle No.13 >> Risk Failure, Be ready. There is no better time to start taking positive action than right now. You research and you have confidence in your preparations. You don't allow yourself to become paralyzed by indecision. You realize that a time comes when you must act. If you hesitate too long, doubts will linger and turn into fears. Yes, you may stumble. Yes, you may be rejected. Yes, you may fail. This is life. Life's winners accept that in trying they may have to adjust and even start again and again. The difference between successful people and others is not whether you make mistakes or even temporarily fail, but how you respond.

Many people look for quarantees before taking independent action. Yet, in seeking assurances, they frequently receive cautions, which can easily be used as excuses for inaction. Be aware that those who love you the most may be the loudest in warning you not to risk.

You're The Product of Your Thoughts

Bo Sanchez - Time Management.

8 Secrets of the Truly Rich - Chapter 6, Bo Sanchez, gave his insights.

You create your life.

When you choose your thoughts, you choose your psychology.

And when you choose your psychology, you choose your behavior.

And when you choose your behavior, you choose the consequences of that behavior. Which includes wealth, or poverty.

Bottomline, you create your wealth, and you create your poverty.

We do it.

So let me ask you: What kind of thoughts do you have?

Your thoughts have power.

They have power over your body.

They have power over your abilities.

They have power over your life.

What kind of choices have you made in your life?

Some of you might be saying right now, "Okay Bo. I'm going to create my own life starting now".

You got me wrong. You don't get it. This is an absolute law. You've been creating your life a long, long time ago. Even if you didn't know you were doing it. By the choices that you made in the past (even the choice of not choosing), you were creating your life.

You are where you are right now because of the choices you've made.

To Know Yourself Is To Know The World

Saint Joseph Institute of Technology - "Halibas, April" of Butuan City.

To Know Yourself Is to Know the World, The beauty of human love is expressed through communication - be in art, music, dance - all that is excellent and beautiful has come to more creative, the more beautiful.

Communication exist on all levels of life, not only in human relationship. Each has this gift of creativity; you must value it. The trouble is we don't recognize that we are creators.

A child's first communication is praised, but later a lot of negativity is expressed - "you shouldn't do this, you shouldn't do that, "and so on. The parent unknowingly stifle the creativity child's and give the child the feeling that he has nothing of any value to offer others. Actually, each one of us has something valuable to give. If i don't value myself or think that I have anything of value to give to another, then what comes out of my lips will be bitter, harsh and rough.

Communication not only reaches you; it also starts from within you; first I create and I express.

So how can I become selective in my creation? although a garden will have beautiful flowers, it will also have weeds. I decide I want to encourage flowers and discourage weeds, so I find out what I have to do and when i take action.

In the same way, I can look within my own mind. Do I see a beautiful garden or is it more of a jungle - a lot of thorns and dry trees that haven't been watered for a long time? These are two extremes and probably I am somewhere in between. The beautiful memories I am holding onto - things that are causing me pain and sorrow. If I still keep them lodged in my own consciousness, even if I don't want to say anything negative or hurtful, somehow or another it comes out. If there is any bitterness in my memory, no matter how long ago it was, it will influence my present communication with others. So it is very important, not only to prevent more thorns from growing, but also to look inside thorns from growing, but also to look inside to remove the jungle that I have allowed to accumulate from the past.

Whatever is within my own being is present because I've given it permission to be thee. Whatever is present in your own territory, house or room, you've given it permission to be there. Wherever you are, what you are surrounded by you have made that happen.

If someone offers me things of value let me accept them with love, place them in my heart and keep them and their value will grow. I'll look after them and share them with others. It's beautiful experience in life. However, when others throw rough harsh words.

Pebbles at me in the form of harsh words, for whatever reason, or perhaps even hurt me accidentally, I accept them too. The deep wound that result stays with me, but only because I gave it permission to remain. I allowed that stone to reach me, touch me and hurt me. At the time I didn't understands... it happened. But now, taking time to look inside myself, i see other result; a jungle, wounds, thorns, stones and within that, here and there, a little flower is struggling to grow, almost strangled by the weeds...

Deep within, beneath all the rubbish is something very beautiful. When I spend time in silence I discover that at the core of my being there are the treasures of peace, love and joy.

Maintain A Positive Mental Attitude

Bill FitzPatrick - Founder of the "American Success Institute".

Action Principle No.12 >> Maintain A Positive Mental Attitude, A positive mental attitude results from a life dedicated to self-improvement and service. With a personal commitment to doing your best today, you don't have to be overly concerned about tomorrow. You can be confident that good things will happen and be equally confident that if trouble comes you will have the strength and skills to cope, take control and then conquer. You are tough. You stay at it. You don't allow your doubts to destroy your dreams. Hope does spring eternal.

You are thankful to have the curiosity to keep learning. You are grateful to see opportunity knock so often. You are thankful to have the personality to keep making new friends. Your mind can only hold one thought at a time so make that one thought positive. Count your blessings. The way is clear. The world is a better place because you are in it.

Christmas Countdown

Sana Ngayong Pasko - Week 4 Special

The Essence of Christmas, Christmas is the most awaited moment of many Filipinos especially Overseas workers who are working far away from the Philippines. It is the time that we are longing to go back home and be with our loveones. Christmas symbolizes the unconditional love of God to us. Also a reminder that we should be loving and generous enough to help other people in need and share our blessings to anyone who are less fortunate. The essence of Christmas should be always in our heart.

Find Security In God

Natutulog Ba Ang Diyos - by Gary Valenciano

Find Security In God - by Archbishop John Clement Favalora, We are experiencing the fear and uncertainty that most other countries in the world live with daily. There are countries beset by civil war. There are countries numbed by decades of terrorist acts. Where will we find security in this uncertain world? In one person alone: God. Jesus is the one certainty in our uncertain world. He is the way, the truth and the light.

Our faith should not be in gas masks or duct tape. Our faith should be in God. He alone can save us. He alone has promised us an afterlife without violence, without strife, without death. To him alone should we turn in our hour of need.

I firmly believe that God does listen to our prayers. So I would ask that you redirect your energies: Spend time in prayer. Many parishes have added rosaries, perpetual adoration and Masses for peace to their schedules. Find out which is nearest to you and stop by. Or make it a point, sometime during the day, to pause briefly and say a prayer. God is with us always. He alone can save us. May he hear our prayers.

5 Tips for Better Work-Life Balance

Bo Sanchez - Spiritual preacher and Motivational speaker.



""5 Tips for Better Work-Life Balance" by Sherry Rauh of WebMD

1. Figure out what really matters to you in Life. getting your priorities clear is the first and most essential step toward achieving a well-balanced life. The most important here is to figure out what you want your priorities to be, not what you think they should be.

2. Drop Unneccesary Activities. by making a concrete list of what really matters to you, you may discover you're devoting too much time to activities that aren't a priority, and you can adjust your schedule accordingly.

3. Protect Your Private Time. You would probably think twice before skipping out on work, a parent-teacher conference, or a doctor's appointment. Your private time deserves the same respect. "Carve out hours that contribute to yourself and your relationship" says Stevan Hobfoll, PhD, distinguished professor of psychology at Kent State University.

If work consistently interferes with your personal time, Hobfoll recommends discussing some adjustments with your boss. "There's a mythology in the workplace that more hours means more". Demonstrate that you can deliver the same or better results in fewer hours. Your job performance "should never be judged in terms of hours or input". Protecting your private time often leads to "greater satisfaction in both work life and personal life, greater productivity, and more creativity."

4. Accept Help to Balance Your Life. Allow yourself to rely on your partner, family members, or friends - anyone who can watch the kids or run an errand while you focus on other top priorities.

5. Plan Fun and Relaxation. Fun and relaxation are an essential part of living a well-balanced life. That's why Brown makes time for weekly guitar lessons, a yoga class, a date night with his wife, and a guy's night our a couple times a month. In addition, he exercises on a trampoline in his backyard most days of the week. How does he squeeze in all this playtime while running his business and sharing the responsibilities of raising a dauhter? "If you believe that the most important thing is to be happy in life (not when I'm a millionaire or when I retire but right now) then you can always make time."

Until you get into the habit of taking time for yourself, set aside space in your planner for relaxation and fun. Plan what you're going to do and make an necessary arrangements, such as childcare, to ensure you'll be able to keep your commitment. "Remember, you make time for what you want to make time for," Fortgang says. If something is important to you, don't brush it aside with a dismissive "I don't have time for that." You are in charge of your own schedule -- it's up to you to make time.

Use the Power of Patience

Bill FitzPatrick - Founder of the "American Success Institute".

Action Principle No.11 >> Use the Power of Patience, You can handle most problems because you know that only a little time stands between you and your goal. It may take twenty calls to make a sale. Be patient. It might take you five attempts to quit smoking or lose weight. It might take ten applications to get the job you really want. The point is that you try and keep trying until you succeed. Most people quit too soon. Be persistent. Be patient. Concentrate on your major goal until you have achieved it. It is not what you did yesterday. It is not what you may be doing today. It is what you are prepared to do every day. That one cold morning when you want to roll over but instead get up and go to the gym, is a defining moment.

Remember that all wealth, all businesses, all real estate and all treasures eventually pass from old hands to young. Be prepared. Your time is coming.

Choose Happiness - Special 1 week edition

Bo Sanchez - Spiritual preacher and Motivational speaker.

Advocated by Rev. Robert Schuller (Pastor, Motivational speaker and Author), Remain positive. Your attitude can change bad news into good news. Persevere in doing what is right. You can choose happiness regardless of your circumstances. Pardon those who have hurt you. Selfishness, hate and rage are burdens that you can choose to lift from your shoulders. Believe the best about people and if you are wrong you have made a mistake on the side of love.

Become a possibility thinker who can turn persecution into opportunities: for healing, for forgiveness and for compassion. Dream great dreams and make them come true. Be a bridge builder to understanding and peace. Shape your dreams by your hopes and not your hurts.

Be happy because God loves you. God carries you so that you can carry others. God will have the last word and it will be good.

Budgeting your money

Cony Sita - Sharing her experience about financial budget.

According to University of MaryLand, Credit cards, if used properly, can be useful and convenient, and can even help build a strong credit history that will help you with future activities like home-buying, paying for higher education, and even finding a job. Before you apply for a credit card, or allow your teenager to, consider the pros and cons.

PROS:

1. You can use a credit card to purchase a product or service that you need now but can't pay for all at once. For example, if your car breaks down, you may not have enough cash on hand for the repairs. A credit card can help you get your car fixed and on the road pay for the repairs over time.

2. Credit cards are often the only way to make airline, hotel, or rental car reservations.

3. Credit cards allow you to buy over the phone or online.

4. Carrying credit cards is safer than carrying cash.

5. Credit cards can be particularly useful in short-term emergencies.

6. Depending on your terms and conditions , your card give you purchase protection, travel insurance, frequent-flier miles, or cash back bonuses.

7. Using a credit card helps establish a positive credit history, as long as you use it wisely.

CONS:

1. Interest and fees may outweigh the financial benefits of frequent flier miles or other benefits.

2. Having a credit card makes it easy to spend money you don't have.

3. Bad credit debt could affect your future applications for mortgages, other installment loans - even job applications and insurance coverage.

4. If you think of your available credit as an emergency fund, you are likely to find yourself in more debt you can afford.

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There is nothing bad about having a credit card as long as you know how to limit your expenses and you know where you put the money. Are you putting it on a Good debt or in Bad debt? Don't buy things that don't gives back a return value, buy things that can multiply your borrowed money or savings. The idea of paying yourself first is the secret key to success and keep you out of debts.

When We Change, The World Change

Saint Joseph Institute of Technology - "Halibas, April" of Butuan City.

When We Change, The World Change, Many of us have gone through the crests and troughs of what life has to offer, and how often have we wished that what happened did not happen according to what we expected, or that what had happened should not happen again.

We may have experienced the death of a loved one, or the trauma of separation, or some other adversity of that have wrought pain and upheaval. We may have found ouvselves at a loss, looking for answers and perhaps, turning at the wrong curve-wine, women (or men) and song. Then we became trapped. Alone and lonely. We ask "Why?", "How come?", "What now we cry out for change?". "I don't want things to remain this way anymore. "People around me must change."And yet they don't. What then do we do? Where then do we go?

We just need to to take the simplest and shortest route-within. To journey within is sometimes odd and frighening, but only for a while. Just like going to an unfamiliar place alone and for the first time, the first step maybe accompanied by fear. We may tremble because we don't know what our new environment would be like.

In the sameway, the journey within can give us the jitters, or even tears, at first.

We just need a little kindness and patience with ourselves. We have learn to be "at home" with ourselves and then exploring deeper could undoubtedly be an exciting adventure.

The journey within is the road less travelled but one which can make us laugh and learn from our own foibles in Life. This is freedom-when we can smile and be happy with ourselves again.

Having taken a good look, we see things more clearly. We become more sensible and humble, accepting our own blunders and spiritual autism. We celebrate the freedom of Awakening! Life itself has an innate wisdom to teach us the lessons we need to learn.

Like a butterfly spreading its wings beyond the confines of its chrysalis, the journey within is taking a step away from the limits of our comfort zones and narrow spaces of our old ways of thinking. This, too is freedom-when we can break through the rigid walls of our own fears and negativity, often masked in ego.

Freedom enables us to see ourselves and to see the world around us with wonder. The expanse of beautiful possibilities opens up to us like mother's warm hug, lovingly assuring us that whatever has happened and is happenning is good and the best is yet to come.

Record Your Thoughts

Bill FitzPatrick - Founder of the "American Success Institute".

Action Principle No.10 >> Record Your Thoughts, Carry index cards, a hand-held computer or a small notebook. Borrow napkins to write on. As you become an action-oriented person, positive thoughts will occur with increasing regularity. Write down your ideas. You will have good ideas because you will have many ideas. Review your notes before your quiet time or before bed. You will become your own best therapist. You will see the ways to solving your own problems, finding your own route to happiness and realizing your own dreams. Spend most of your time thinking about solutions and not problems. Get back to recording your thoughts.

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This simple principle of Bill FitzPatrick is true based on my personal experience. Everytime I have something in mind that I think will help me give solutions to my problems, I immediately write it down on a piece of paper or encode to Excel file. Then, later on I will review that idea and try to implement to a certain situation where I repeatedly encountered. Really, it has an amazing result. In Life we encounter so many circumstances in different places, different situations but have you observed that the same experience or event happened to you on that day was very familiar with what happened to you many years ago? last month? last week? or even yesterday? If so, have you asked yourself how did you react with that same situation?

Writing down your ideas will give you more opportunities to choose and explore the possibilities that are so obvious in this World.

Christmas Countdown

Christmas in our Hearts - Week 3 Special

Christmas in the Philippines, Christmas is the most awaited moment of many Filipinos especially kids who are expecting Gifts from their parents, friends, classmates, etc. For the Overseas workers, it is the time that we are longing to go back home and be with our loveones. No matter how difficult to get permission from our boss, managers, agents or employers due to busy schedules and work deadlines, We really do our best just to make sure that we can celebrate this important event with our kids, wife, husband and parents.

The Spirit of Christmas does not classify whether you are poor, middle-class or rich person. Christmas symbolizes the unconditional love of God to us. Also a reminder that we should be loving and generous enough to help other people and share our blessings to anyone who are less fortunate. The essence of Christmas should be always in our heart.

World-Class Filipino Talent

Manny Pacquiao - Pound for pound boxing Artist.

Manny Pacquiao. started his professional boxing career in 1995 at 106 lbs (Light flighweight) at the age of 16. His fights usually took place in small venues and were shown on Vintage Sport's Blow by Blow, an evening boxing show. His professional debut was a 4-pound bout against Edmund Enting Ignacio on January 22, 1995, which Pacquiao won via decision, becoming an instant star of the program.

His weight increased from 106 lbs to 113 lbs before losing in his 12th bout against Rustico Torrecampo via third-round knock-out (KO). As sportscaster Joaquin "Quinito" Henson observed, Pacquiao had not made weight. So he was forced to use heavier gloves than Torrecampo, thereby putting Pacquiao at a disadvantage.

Pacquaio is a Filipino professional boxer. He is currently the WBC Light Weight Champion and the WBC SuperFeatherweight Champion, and was the former Ring Magazine's featherweight world titles in different weight divisions. Manny is the first Filipino and Asian boxer to win four world titles in different weight divisions. He took over as the Ring Magazine pound for pound number 1 ranked boxer in the World on June 9, 2008 after Floyd Mayweather, Jr. announced his retirement from boxing.

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Jack Canfield cited in his book "The Success Principles" Believing in Yourself is an attitude, Believing in yourself is a choice. It is an attitude you develop over time. Although it helps if you had positive and supportive parents, the fact is that most of us run-of-the-mill parents who inadvertently passed on to us the same limiting beliefs and negative conditioning they grew up with.

But remember, the past is the past. There is no payoff for blaming them for your current level of self-confidence. It's now your responsibility to take charge of your own self-concept and your beliefs. You must choose to believe that you can do anything you set your mind to - anything at all - because, in fact, you can. It might help you to know that the latest brain research now indicates that with enough positive self-talk and positive visualization combined with the proper training, coaching, and practice, anyone can learn to do almost anything.

Think Like The Wealthy

Steve Peasley - Investing Adviser.

Reasons to Succeed by Ralph Marston, Surround yourself with reminders of reasons you have chose to do the work you do. Keep the thoughts of those reasons foremost in your mind.

Achievement never happens for its own sake. Achievement is build when there are solid, meaningful reasons behind it.

The only enduring impediment to success is the lack of reason for that success. Connect with a good reason, keep that connection strong, and you will find your way through whatever challenges you encounter.

When you have a reason, you have a stake in the outcome. When you have a reason, you're able to summon the discipline, commitment, persistence and creativity necessary to get the job done.

The best motivation is not to be found in some sophisticated secret technique or procedure. The best motivation is to constantly keep yourself in contact with your reasons.

Give yourself plenty of reasons to succeed. And you most assuredly will.

Common sense about Personal finance

Francisco Colayco - Pinoy Financial Adviser (Part 1)



Pinoy Financial Adviser (Part 2)



Pinoy Financial Adviser (Part 3)

Francisco Colayco, is an advocate of financial literacy for Filipinos and the founding chairman of Colayco Foundation for Education, Inc.

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Joshua kennon cited in his article, Money, like water, expands to fill the container in which it is placed. If you lack an objective set of financial goals for your life, you probably reach the end of each month and find yourself broke. You vow that next month will be different, but it never is.

This scenario is certainly one with which millions of people can identify. Fortunately, it doesn't have to be that way. One of the most powerful and effective strategies for building wealth is to pay yourself first.

Start with your monthly bills. When you set down to pay your bills, the first check you write should be to yourself. Decide on an amount you can commit to for at least six months and immediately pay that "bill" by depositing the money into your brokerage, mutual fund, and retirement accounts. You must do this even if you cannot afford it! Then, pay your other bills as usual. If you find that you do not have enough money to cover all the expenses, write down the amount you are short and then find to raise the money. If this means you have to recycle cans, switch to an off-brand cereal, work a few extra hours, or cancel your magazine subscriptions.