Robert Kiyosaki

"Just because something doesn't do what you planned it to do doesn't mean it's useless." - Thomas A. Edison

It is indeed, We are hungry of information regarding financial education. We still live in the primitive teachings of our ancestors on how we should manage our hard-earned income and interact patterned to what is already available in our Society. We are often afraid of re-inventing new ideas to be able to escape from failure or criticism. Thus, Having courage to expand your borders will bring more opportunities to dig the treasure that is naturally planned to be yours. One of the most Richest man in the World Robert Toru Kiyosaki (A fourth-generation Japanese American born in India and raised in Hawaii. The son of the late educator Ralph H. Kiyosaki. He served in the Marine Corps as a helicopter gunship pilot during the Vietnam War. An investor, businessman, self-help author and motivational speaker.) stresses what he calls "financial literacy" as the means to obtaining wealth. He is the brilliant author of:

Rich Dad, Poor Dad What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do not!.

As Narrated by Robert Kiyosaki - One of the reasons the rich get richer, the poor get poorer, and the middle class struggles in debt is because the subject of money is taught at home, not in school. Most of us learn about money from our parents. So what can a poor parent tell their child about money? They simply say "Stay in school and study hard." The child may graduate with excellent grades but with a poor person's financial programming and mind-set. It was learned while the child was young. Money is not taught in schools. School focus on scholastic and professional skills, but not on financial skills. This explains how smart bankers, doctors and accountants who earned excellent grades in school may still struggle financially all of their lives. Our staggering national debt is due in large part of hightly educated politicians and government officials making financial decisions with little or no training on the subject of money.



Stephen Covey

"Always bear in mind that your own resolution to succeed is more important than other." - Abraham Lincoln

Every successful person has own philosophy or unique patterns in Life. They have specific goals to achieve daily, weekly, monthly, quarterly, yearly, decade and even long-term span of time. They have a strong vision, determination and will-power to persistently keep going no matter what circumstances would cross their way. Advocated by most well-known book author Stephen Covey (holds a BS degree in Business Administration from University of Utah in Salt Lake City, an MBA from Harvard University and a Doctorate of Religious Education in LDS - The Church of Jesus Christ of Latter-Day Saints) that there are 7 habits needs to be nurtured and consistently practice in order to become a highly effective person. He is the brilliant author of:

The Seven Habits of Highly Effective People Powerful Lessons in Personal Change.

From the author's favorite Quotes and Thoughts - Each of us tends to think we see things as they are, that we are objective. But this is not the case. We see the world, not as it is, but as we are - or as we are conditioned to see it. Effective people are not problem-minded; they're opportunity minded. They feed opportunities and starve problems. Without involvement, there is no commitment. Mark it down, asterisk it, circle it, underline it. No involvement, no commitment.

Overview of the Book and Topic outline.

Habit 1: Be Proactive

"Taking initiative does not mean being pushy, obnoxious, or aggressive. It does mean recognizing our responsibility to make things happen."

Habit 2: Begin with the End in Mind

"It is based on imagination - the ability to envision, to see the potential, to create with our minds what we cannot at present see with our eyes.."

Habit 3: Put First Things First

"Create a clear, mutual understanding of what needs to be accomplished, focusing on what, not how; results not methods. Spend time. Be patient. Visualize the desired result. "

Habit 4: Think Win/Win

"Win-Win is a frame of mind that constantly seeks mutual benefit in all human interactions. Win-Win means that agreements or solutions are mutually beneficial and satisfying."

Habit 5: Seek First to Understand... Then to be Understood

"`Seek First to Understand` involves a very deep shift in paradigm. We typically seek first to be understood. Most people do not listen with the intent to understand; they listen with the intent to reply. They're either speaking or preparing to speak. They're filtering everything through their own paradigms, reading their autobiography into other people's lives."

Habit 6: Synergize

"Synergy works; it`s a correct principle. It is the crowning achievement of all the previous habits. It is effectiveness in an interdependent reality - it is teamwork, team building, the development of unity and creativity with other human beings."

Habit 7: Sharpen the Saw

"This is the habit of renewal.. It circles and embodies all the other habits. It is the habit of continuous improvement.. that lifts you to new levels of understanding and living each of the habits."



Jack Canfield

"Success is a lousy teacher. It seduces smart people into thinking they can't lose." - Bill Gates

In this rapid changing generation and life evolution, It is really confusing to choose what path is the best to follow, for us to be able to cope with the tremendous infinite trend. We often drive our own wheel without certainty of where is the destination would be. Is it in the right way? or the wrong way? No one can precisely predict what will happen in the next step. Thus, we really need guidelines or inspiring thoughts from successful mentors that will lift us from life's complexity. One of the most best selling author Jack Canfield (the originator of the Chicken Soup for the Soul) contributed a lot with his inspirational anthologies that rocked millions of People around the world. He is a Harvard graduate with a Master's Degree in psychological education and one of the earliest champions of peak-performance, developing the specific methodology and results-oriented activities to help people take on greater challenges and produce breakthrough results. He is the brilliant author of:

The Success Principles How to Get From Where You Are To Where You Want to Be.

Cited by Jack Canfield - If you want to create the life your dreams, then you are going to have to take 100% responsibility for your life as well. That means giving up all your excuses, all your victim stories, all the reasons why you can't and why you haven't up until now, and all your blaming of outside circumstances. You have to give them all up forever. You have to take the position that you have always had the power to make it different, to get it right, to produce the desired result. For whatever reason - ignorance, lack of awareness, fear, needing to be right, the need to feel safe - you chose not to exercise that power. Who knows why? It doesn't matter. The past is the past. All that matters now is that from this point forward you choose - that's right, it's a choice - you choose to act as if (that's all that's required - to act as if) you are 100% responsible for everything that does or doesn't happen to you.